Method 1: This method is strongly suggested
To download these you have to:
 - RIGHT CLICK on the download link and select 'SAVE TARGET AS..'
 - Change 'File name' extension from .HTML to .AVB
 - Change the 'Save as type' line to "ALL FILES" for the file type.
 - Once the download is completed into your 'Download' folder,
    you must then copy (or cut) and paste your .AVB files to Microsoft Comic Chat's 'ComicArt' folder!
 - Your new downloaded files are now ready for use!

Method 2: 6 March 2020 Update: This method is outdated! Please use Method 1
1. Allow it to complete it's download.

2. From your "Windows Start Button" go to "Programs" and open your "Windows
    Explorer".

3. In "Windows Explorer" go to "C:\Windows\Temporary Internet Files". Find the
    character.avb file that you just downloaded. (It will usually be toward the very end
    of the file if you are doing this right after the download completed).

4. Right click on the file and select "Copy".

5. While still in "Windows Explorer," go to the "C:\Program Files\Microsoft Chat\
    Comicart" folder. Right click on the folder and select "Paste".
    { or "C:\Program Files\Chat\Comicart" }

6. At this point, your new character file will turn into an .html file. So with the
    "Comicart" folder open, find the new character and right click it and select "rename"
    and rename it back to it's name and ".avb" extension.
    Example: "Duckie.html" change back to "Duckie.avb"
    (Disregard the warning 'pop-up' window and select "yes" to change the file).

7. You're now finished and ready to enjoy the new character!         >>>MMD:)